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AidScholar

Upload your financial aid letter and get a clear breakdown of scholarships, grants, loans, work-study, and your true college cost in minutes.

How it works

Paste or upload

Drop in your award letter as text or a PDF/image. We never store it.

We decode it

AI separates free money from loans, flags deceptive packaging, and computes your true net price.

You decide clearly

Get a plain-English breakdown, red flags, and an action plan — then compare multiple schools side by side.

Why Aidscholar Matters

In a major review of hundreds of colleges, the U.S. Government Accountability Office found that 91% of financial aid offers failed to provide clear or complete information. Many schools combined loans with scholarships and grants, making debt appear like free money. Others left out important costs such as housing, books, and transportation.

When families cannot clearly understand what they will actually pay, comparing schools becomes nearly impossible. Students may borrow more than necessary or choose a college based on misleading information.

AidScholar was built to solve that problem. We separate grants, scholarships, loans, and work-study into clear categories, calculate your real net price, identify potential red flags, and help you make informed decisions with confidence.

91% of colleges present aid in misleading ways (GAO, 2022)
$37K average student loan debt at graduation
7 systematic deception patterns we check for, automatically

Understand Your Financial Aid Letter

Upload your college award letter and get a clear breakdown of scholarships, grants, loans, work-study, and your actual cost.

Drag and drop or click to upload

Accepts: PDF, JPG, PNG, WEBP, HEIC

Reading your letter...

Estimated annual cost after free aid

Grants & scholarships subtracted — not loans or work-study

Free
Grants & Scholarships
You keep this — no repayment
Debt
Loans
Must be repaid with interest

No loans in this letter.

Your Action Plan

    Resources

      Side-by-Side Comparison